The diaspora's financial platform

Money home.
Reimagined.

One intelligent financial layer connecting Canada and Europe to Africa through wallet, remittance and mobile-money-native payments.

9:41● ● ●
W Wayaki

Total Assets

$2,840.60 USD

+$183.40 · +6.8% this month

Send
Cash in
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Recent activitySee all

M-Pesa cash inToday, 10:24

+$76.92

BitcoinYesterday

+$21.04
Payment sent$120.00to Amina
Works withM-Pesa · EVC · Waafi
Instant ✦
Secure by design
ONE WALLETMOBILE MONEY CRYPTOGLOBAL PAYMENTS ONE WALLETMOBILE MONEY CRYPTOGLOBAL PAYMENTS

01One balance

02Multiple rails

03Instant settlement

04Protected by design

BUILT FOR THE DISTANCE BETWEEN

HERE
HOME

Not another money-transfer app.

A new financial connection between diaspora communities and the people they support.

40M+Africans living in the diaspora
$100B+Sent home every year
5–12%Legacy transaction fees
1–5 daysTypical legacy settlement
THE LANDSCAPE 01

Sending money home is still stuck in the past

A global flow of money trapped in a fragmented experience.

Families wait while senders jump between loading apps, remittance operators and payout services. Fees stay high, visibility stays low, and the recipient is often left with cash instead of financial choice.

01Too many disconnected apps
02Slow, opaque settlement
03Limited digital payout choice

One app. Three services.

The complete financial layer for the African diaspora.

01

Mobile money,
finally connected.

The Wayaki E-Wallet is designed to load through bank, card or trusted cash agents and move money between users instantly.

02

Remittance as fast as a message.

Same-day corridors planned from Canada and the EU to Somalia, Kenya and Ethiopia.

03

A card that travels with the money.

A planned Wayaki prepaid card for senders and recipients—designed to work without a traditional bank account.

W Wayaki )))
•••• 4826
CARDHOLDERAMINA MOHAMED PREPAID
04

Serious security.
Zero drama.

Biometric access

Real-time alerts

Verified recipients

Protected transactions

Open a Wayaki
account in minutes.

Everything happens in the app — no branch visit, no paperwork to mail in.

Create account
  1. 1.
    Create your account

    Add your name, phone number and email, and set a password.

  2. 2.
    Verify your email

    Enter the 6-digit code we send you — takes a few seconds.

  3. 3.
    Verify your identity

    Complete KYC to unlock full wallet, remittance and card limits.

Simple, honest pricing

Free to start.
Pay only for more.

Wayaki Free

Free

Everything you need to send, receive and hold money.

  • E-wallet in CAD, EUR and crypto
  • Mobile-money cash-in & cash-out
  • Instant P2P transfers to other Wayaki users
Get Wayaki Free

Wayaki Premium

CAD $9.99/mo

For frequent senders who want more from every transfer.

  • Unlimited remittance transfers
  • Lower FX spread on every corridor
  • Priority support & higher wallet limits
Get Wayaki Premium

Technology-driven by design

One orchestration layer.
Every movement of money.

Wayaki's Corridor OS is being designed to coordinate identity, funding, FX, compliance, settlement and payout through one observable transaction lifecycle.

01FundBank · Card · Agent
02OrchestrateLedger · FX · Risk
03SettleWallet · Bank · Mobile money
WAYAKI CORRIDOR OS● DESIGNED

IDENTITYVerified

RISK ENGINEClear

FX QUOTELocked

PAYOUT RAILM-Pesa

Transaction stateReady to settle

Phase-one corridors

Canada and Europe to East Africa.

A corridor network planned around how recipients actually use money: EVC Plus and Zaad in Somalia, M-Pesa in Kenya, telebirr in Ethiopia, alongside bank transfer and cash payout partners.

Start moving money
Nairobi Mogadishu Hargeisa London

Trust is infrastructure

Compliance-ready from the first line of code.

The platform architecture is being designed around safeguarded funds, tiered identity, real-time screening and traceable ledger events—ready to adapt across Canadian and European frameworks.

01

Know every customer

Tiered KYC and identity verification designed for corridor-specific limits.

02

Screen every movement

Sanctions, PEP and transaction-monitoring controls designed into the flow.

03

Trace every cent

Double-entry ledger architecture and a complete transaction history.

04

Protect every balance

A safeguarded-funds model designed to ring-fence customer money.

Sending money to Africa should be as easy, fast and transparent as sending a text message.

WAYAKI MISSION

Built by operators, not observers

Fintech experience. Regulatory literacy. Diaspora conviction.

Wayaki is led by founders with hands-on experience in digital wallets, software, financial operations, institution building and diaspora communities across Africa, Canada and Europe.

NOWPlatform development
NEXTCanada launch corridor
THENLithuania/EU operations
SCALECards + more African markets

Your money is ready

Wayaki is live. Move your first dollar today.

Create a free account in minutes, or reach out about corridor partnerships and investment.

Create your account